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Specialty Group: Insurance Law

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A Significant Evidentiary Omission Results in a Finding of an Insignificant Risk of Harm

In New South Wales, s 5B of the Civil Liability Act 2002 (CLA) prescribes that a finding of negligence requires a plaintiff to establish that a risk was foreseeable, not insignificant and that a reasonable person would ...

Sections 28(2), 28(3) and 40(3) of the ICA Considered

On 2 July 2021 the NSW Court of Appeal (Meagher JA, Bathurst CJ and Bell P) handed down judgment in P & S Kauter Investments Pty Ltd v Arch Underwriting at Lloyds Ltd [2021] NSWCA 136; BC202105739. In upholding th ...

Natural Disaster: Making Sure Your Insurance Is Working For You And Ten Signs It Might Not Be

Your home or business is hit by a disaster – hurricane; fire; flood – you name it. Homeowners and businesses often have insurance to protect against disaster – and many times the dealings with the insurance company ...

Utmost Good Faith When Investigating and Assessing Claims

The Federal Court of Australia has found that TAL Life Limited (TAL) breached its duty to act with utmost good faith pursuant to s 13 of the Insurance Contracts Act 1984 (Cth) (ICA) in seeking to avoid an income protec ...

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