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Member Articles


Mortgage Loans - Extraordinary Measures and Assistance

Decree-Law no. 91/2023 of October 11 was published, setting forth a measure to temporarily fix mortgages instalments for the purchase or construction of a permanent home. This act reinforces the extraordinary measures an ...

Central Database of Insurance Contracts

The ASF approved Regulatory Standard no. 8/2023-R, of September 28, amending Regulatory Standard no. 14/2010-R, which regulates the central registration of life insurance contracts, personal accident insurance contracts ...

Tax-Free Telecommuting Expenses

Ordinance no. 292-A/2023 of September 29 approves the setting of the limit values of the compensation due to the employee for the additional expenses derived from teleworking that does not constitute income for tax purpo ...

New Postponement: Contribution on Aluminum Packaging

The contribution on packaging, already in force for plastic or multi-material packaging with plastic since July 1, 2022, would come into effect on September 1, 2023, for aluminum or multi-material packaging with aluminum ...

Consumer Credit – New Rules

In September 2023, Parliament approved new rules on consumer credits, which aim to update Directive 2008/48/EC. These changes come in response to challenges such as digitalization and consumer over-indebtedness. These ne ...

European Legislation - Capital Markets and Insurance

Decree-Law no. 66/2023, of August 8, was published, implementing EU regulations in matters related essentially to the regulation of securities and financial markets, as well as partially transposing Directive (EU) 2021/2 ...

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